For freelancers & the self-employed

Rent without
paystubs.

Put cash, stocks, or Bitcoin in escrow as your credential.
Pay monthly like normal.
Get everything back at lease end.

Try the calculator Talk to us
59 million Americans freelanced last year.

The rental market still asks for paystubs.

Step 01

Pledge Money

Cash, stocks, or BTC into escrow at lease signing. Landlord sees verified coverage.

Step 02

Live Your Life

Move in. Pay rent monthly from your checking account like normal.

Step 03

Get it Back

Assets returned untouched at lease end.

How many months of rent
do you want covered?
Most landlords ask for 3+ months from freelancers.
3
months
What's your
monthly rent?
$
What are you
pledging?
Pledge
$27,750
in Bitcoin
To cover 3 months of $5,000 rent.
Talk to us →
Months 3
Rent
$
Built for both sides.
Renters

Your assets are
your guarantee.

  • 1099 contractors & freelancers
  • Founders and self-employed
  • Crypto holders who aren't selling
  • Anyone with assets but no paystubs
Landlords

Verified solvency
means peace of mind.

  • Access a pool you'd normally reject
  • Verified coverage, not income claims
  • Dashboard with real-time coverage ratio
  • Contractual claim if rent is ever missed
Make it part of the conversation.
Show up front that you can pay.
Landlords
RentEscrow Accepted

Put it on your listing.

Signal that you're open to asset-backed verification. Qualified tenants with non-traditional income will find you - and they'll come in already covered.

Tenants
RentEscrow Verified

Lead with it in your application.

Paystubs tell a landlord you'll probably have money next month. Escrowed assets show them you have it right now, already set aside. That's a stronger guarantee.

Common questions.
Am I giving up my assets?
+
No. They're held in custodial escrow - pledged as a backstop, not transferred to the landlord. Legally yours. Returned at lease end.
What if my asset drops in value?
+
Each asset type has a coverage ratio built in to absorb normal price swings - volatile assets require more collateral up front precisely because they move. If your position drops, you get a warning at 120% coverage and a formal margin call at 110%, with a 2-week window to top up, swap to a less volatile asset, or partially liquidate. Forced liquidation only happens if you don't act within that window.
Who holds the assets?
+
Licensed custodians - regulated brokerages for stocks, regulated crypto custodians for BTC. RentEscrow never holds your assets directly.
Is this legal in my state?
+
We're launching in select states where the framework is clear. Reach out and we'll confirm availability for your situation.
What does it cost?
+
Roughly 0.5-1% of escrowed assets per year. On $27,750, that's ~$140-280/year. The calculator above shows your estimate. Landlords pay a flat $50-100 verification fee per lease.
What happens at the end of the lease?
+
Assets are returned within ~14-30 days after move-out clearance. Any unpaid rent or damages are settled first. The rest comes back to you - ideally worth more than when you pledged it.
Join the waitlist.
Renters

I'm a renter - keep me posted.

Landlords

I'm a landlord - let's run a deal.

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